[NM-410] 페더레이션 계정에서 is_test_account 가 항상 false 이던 문제 수정 - #156

Node.js 20 is deprecated. The following actions target Node.js 20 but are being forced to run on Node.js 24: actions/cache@v4, actions/checkout@v4, jdx/mise-action@v2. For more information see: https://github.blog/changelog/2025-09-19-deprecation-of-node-20-on-github-actions-runners/