diff --git a/soroban/contracts/farming-pool/src/lib.rs b/soroban/contracts/farming-pool/src/lib.rs
index 132d0db..987d3d6 100644
--- a/soroban/contracts/farming-pool/src/lib.rs
+++ b/soroban/contracts/farming-pool/src/lib.rs
@@ -262,6 +262,16 @@ fn compute_credits(
     compute_total_stake(amount, allocation_pct, multiplier) * credit_rate * ledgers_elapsed as i128
 }
 
+/// Credits accrued by a `Position` over `elapsed` ledgers at `credit_rate`.
+///
+/// Single source of truth for Position credit accrual, shared by the
+/// checkpointing path (`checkpoint_position`) and the preview path
+/// (`calculate_credits`). Deliberately separate from `compute_credits`, which
+/// applies UserStake boost/multiplier semantics that Positions do not have.
+fn compute_position_credits(amount: i128, credit_rate: i128, elapsed: u32) -> i128 {
+    amount * credit_rate * elapsed as i128
+}
+
 fn checkpoint(env: &Env, user: &Address, stake: &mut UserStake) {
     let allocation_pct = get_user_boost(env, user).unwrap_or(0);
     let multiplier = read_global_multiplier(env);
@@ -281,7 +291,8 @@ fn checkpoint(env: &Env, user: &Address, stake: &mut UserStake) {
 fn checkpoint_position(env: &Env, position: &mut Position) {
     let current = env.ledger().sequence();
     let elapsed = current.saturating_sub(position.checkpoint_ledger);
-    position.total_credits += position.amount * position.credit_rate * elapsed as i128;
+    position.total_credits +=
+        compute_position_credits(position.amount, position.credit_rate, elapsed);
     position.checkpoint_ledger = current;
     position.credit_rate = read_credit_rate(env);
 }
@@ -505,7 +516,8 @@ impl FarmingPool {
             .ledger()
             .sequence()
             .saturating_sub(position.checkpoint_ledger);
-        Ok(position.total_credits + position.amount * position.credit_rate * elapsed as i128)
+        Ok(position.total_credits
+            + compute_position_credits(position.amount, position.credit_rate, elapsed))
     }
 
     pub fn get_user_position(env: Env, user: Address) -> Result<Option<Position>, PoolError> {
diff --git a/soroban/contracts/farming-pool/src/test.rs b/soroban/contracts/farming-pool/src/test.rs
index 14d42d9..b253bf0 100644
--- a/soroban/contracts/farming-pool/src/test.rs
+++ b/soroban/contracts/farming-pool/src/test.rs
@@ -1107,6 +1107,80 @@ fn test_calculate_credits_reflects_partial_unlock_checkpoint() {
     assert_eq!(t.client.calculate_credits(&t.user), 13_000);
 }
 
+// ── Position credit accrual unit tests ────────────────────────────────────────
+
+#[test]
+fn test_compute_position_credits_zero_elapsed() {
+    // No time elapsed → no credits accrued regardless of amount/rate.
+    assert_eq!(compute_position_credits(1_000, 1, 0), 0);
+    assert_eq!(compute_position_credits(5_000, 100, 0), 0);
+}
+
+#[test]
+fn test_compute_position_credits_positive() {
+    // amount * credit_rate * elapsed
+    assert_eq!(compute_position_credits(500, 2, 20), 20_000);
+}
+
+#[test]
+fn test_compute_position_credits_combinations() {
+    let cases = [
+        (1_000, 1, 10, 10_000),
+        (2_000, 3, 5, 30_000),
+        (750, 4, 100, 300_000),
+        (1, 1, 1, 1),
+        (1_000, 1, 1_000_000, 1_000_000_000),
+    ];
+    for (amount, credit_rate, elapsed, expected) in cases {
+        assert_eq!(
+            compute_position_credits(amount, credit_rate, elapsed),
+            expected,
+            "amount={amount}, credit_rate={credit_rate}, elapsed={elapsed}"
+        );
+    }
+}
+
+#[test]
+fn test_position_banked_vs_previewed_credits_match() {
+    // The value banked by checkpoint_position and previewed by calculate_credits
+    // must come from the same calculation.
+    let t = setup(1, 1);
+    t.client.lock_assets(&t.user, &1_000);
+    advance_ledgers(&t.env, 10);
+
+    // Preview before checkpointing.
+    let previewed = t.client.calculate_credits(&t.user);
+    assert_eq!(previewed, 10_000); // 1000 * 1 * 10
+
+    // Checkpoint via a second lock, banking the same accrued credits.
+    t.client.lock_assets(&t.user, &100);
+    let pos = t
+        .client
+        .get_user_position(&t.user)
+        .expect("position should exist");
+    assert_eq!(pos.total_credits, previewed);
+
+    // Nothing further accrues since the checkpoint.
+    assert_eq!(t.client.calculate_credits(&t.user), previewed);
+}
+
+#[test]
+fn test_position_multi_checkpoint_accrual() {
+    // Each checkpoint banks credits via the shared formula; the total is the sum.
+    // Amounts must stay at/above the default min_stake_amount (100) to pass the
+    // lock/min-stake gate.
+    let t = setup(1, 2);
+    t.client.lock_assets(&t.user, &1_000);
+    advance_ledgers(&t.env, 5);
+    t.client.lock_assets(&t.user, &100); // banks 1000 * 2 * 5 = 10_000
+    advance_ledgers(&t.env, 5);
+    t.client.lock_assets(&t.user, &100); // banks 1100 * 2 * 5 = 11_000
+    advance_ledgers(&t.env, 5);
+    t.client.unlock_assets(&t.user, &100); // banks 1200 * 2 * 5 = 12_000
+
+    assert_eq!(t.client.calculate_credits(&t.user), 33_000);
+}
+
 // ── get_user_position tests ───────────────────────────────────────────────────
 
 #[test]